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Read your electric bill, line by line

Every charge rebuilt and traced to the filed tariff, down to the block of eight or nine rider lines most people never read, and the questions the bill cannot answer, named. A ComEd bill is read to the cent today. Any other electric bill is read as far as the reader can take it, and it says so where it cannot.

It must be the PDF from your utility, not a photo or a scan: a picture of a bill has no text in it for us to read. On ComEd.com it is under Billing, then bill history, then download. On a phone, download that same PDF and upload the file.

Read once, never stored, nothing sold. A layout our reader cannot handle is read once by our AI provider and discarded the same way. Privacy notice.

SampleA real ComEd home bill with the numbers changed, not yours. Sixteen charge lines in three sections, each of which has to add up to its own printed subtotal before anything else is claimed.

Residential ComEd bill / Residential - Single

What a bill like yours proves

May 1, 2026 to Jun 2, 2026 (32 days)

16 lines read, 11 recompute to the cent from their own printed rate, 4 checked against filed records (ComEd filed ratebook, ICC posted price to compare).

All 16 charge lines, read, and they add up to $281.06

ChargeQuantityRateAmountFiled
Supply
Electricity Supply ChargePrice to compare1,518 kWh$0.08677$131.72$0.10399 with transmission ICC posting
Transmission Services ChargePrice to compare1,518 kWh$0.01722$26.14$0.10399 with supply ICC posting
Purchased Electricity Adjustment$3.49
Delivery
Customer ChargeDoes not move$15.50$15.39 of $15.50 filed ratebook
Standard Metering ChargeDoes not move$3.87$3.87 filed ratebook
Distribution Facility Charge1,518 kWh$0.06333$96.13$0.06333 filed ratebook
IL Electricity Distribution Charge1,518 kWh$0.00128$1.94$0.00128 filed ratebook
Taxes, fees and credits
Environmental Cost Recovery Adj1,518 kWh$0.00009$0.14
Renewable Portfolio Standard1,518 kWh$0.00516$7.83
Coal to Solar and Energy Storage Fund1,518 kWh$0.00009$0.14
Zero Emission Standard1,518 kWh$0.00087$1.32
Carbon-Free Energy Resource Adj1,518 kWh$-0.01344-$20.40
Energy Efficiency Programs1,518 kWh$0.00369$5.60
Energy Transition Assistance1,518 kWh$0.00084$1.28
Low Income Discount Recovery$1.35
State Tax$5.01
Total$281.06

Every rate here is filed with the Illinois Commerce Commission and is the same for everyone on this rate. Every line on a ComEd bill, explained.

Every line on your bill was extracted and re-added. The computed total matches the Service Period Total ComEd printed, which is how you know nothing was missed or misread.

How, and the source
How
sum of 16 line items = $281.06 = printed total
Source
Your bill, charge details section

What this bill settles

You are on ComEd's Single Family Without Electric Space Heat delivery class

We did not take this from the label on your bill, which does not say whether the home has electric space heat. We rebuilt the Distribution Facilities rate for all four residential delivery classes we hold and found the one whose rate matches the rate printed on your bill. We do not hold ComEd's rules for which class a customer belongs in, so this is the class you are billed on, not a check that it is the right one.

How, and the source
How
printed $0.06333/kWh matches Single Family Without Electric Space Heat in the June 2026 billing period
Source
ComEd filed ratebook, matched to your bill

Price to compare: 10.399 c/kWh; you paid 10.629 c/kWh

ComEd printed a price to compare of 10.399 cents per kWh. Your supply and transmission rates add to 10.399 cents, which is the same number -- consistent with being on ComEd's default supply rather than a retail supplier. What you actually paid for supply was 10.629 cents per kWh, because the price to compare excludes the purchased electricity adjustment and your bill includes it.

How, and the source
How
supply $0.08677 + transmission $0.01722 = 10.399 c/kWh vs printed 10.399 c/kWh
Source
Your bill, supply section and the price-to-compare notice

You have no demand charge, so peak shaving saves you nothing on delivery

Your delivery charges are billed entirely on how much energy you use, not on how fast you use it. Cutting a short spike in your usage would not reduce this bill by a cent. Anyone selling you a residential battery on demand-charge savings in ComEd territory is selling a saving that does not exist on this rate.

How, and the source
How
Distribution Facilities Charge billed per kWh, not per kW
Source
Your bill, delivery section

Also on this bill

Supply $161.35 / Delivery $117.44 / Taxes, fees and credits $2.27

What you paid to buy the electricity, what you paid to have it delivered, and what you paid in taxes, fees and credits. Each section was re-added against its own printed subtotal.

How, and the source
How
Supply: lines sum to $161.35 vs printed $161.35; Delivery: lines sum to $117.44 vs printed $117.44; Taxes, fees and credits: lines sum to $2.27 vs printed $2.27
Source
Your bill, charge details section

The ICC posted 10.399 c/kWh for June 2026, the price your bill printed

The Illinois Commerce Commission posts ComEd's residential price to compare every month, and for June 2026 it posted 10.399 cents per kWh, the same figure your bill printed. That is a check against a source other than the bill itself. Your bill covers May 1, 2026 to June 2, 2026. ComEd's posted price rose from 9.660 (May 2026) to 10.399 (June 2026), and your supply lines were billed at the later figure for the whole period. On your 1,518 kWh the difference between the two postings is $11.22. A year earlier, June 2025's posting was 10.028, so this price is 0.371 cents higher than the same month last year. The ICC also posted the purchased electricity adjustment for June 2026 at 0.230 cents per kWh; the adjustment on your bill works out to 0.230 cents per kWh on the same 1,518 kWh, which agrees.

How, and the source
How
printed 10.399 c/kWh = ICC posting for 2026-06; (10.399 - 9.660) c/kWh x 1,518 kWh = $11.22; PEA $3.49 / 1,518 kWh = 0.230 c/kWh vs posted 0.230
Source
Illinois Commerce Commission, Historical Prices to Compare for ComEd, retrieved 2026-08-31; residential non-space-heat class

All-in rate: 18.52 cents per kWh

Everything on the bill divided by the energy you used. This is the number to use when comparing against anything quoted in cents per kWh.

How, and the source
How
$281.06 / 1,518 kWh = 18.515 c/kWh
Source
Your bill

13 months of usage, from 1,259 to 2,894 kWh a month

Your highest month was August at 2,894 kWh; your lowest was May at 1,259 kWh. That is a 2.3x swing across the year.

How, and the source
How
max 2,894 / min 1,259 = 2.30x
Source
Your bill, the usage graph

What your bill cannot tell you

A monthly statement does not contain the data to answer these.

  1. When did you actually use the electricity?

    Your bill resolves your usage to 13 monthly totals. A month is roughly 2,900 half-hours, and the bill collapses all of them into one number. Nothing on it distinguishes 3am from 3pm.

    Interval data: your usage every 15 or 30 minutes.

  2. What is your peak demand, and when does it happen?

    Residential bills do not measure demand at all. Your meter records it, but nothing on the bill reports it. It is the number that decides whether a battery or a service upgrade is sized correctly.

    Interval data: the maximum interval, with its timestamp.

  3. What does your always-on floor cost you?

    Every building has a base load that never switches off. It is typically the largest single line in an annual energy bill and it is the one nobody ever decided to buy. The bill cannot separate it from everything else, because it never sees your usage at rest.

    Interval data: the overnight trough is the floor, and we already compute it.

  4. Would a different rate have been cheaper?

    ComEd's hourly pricing rate settles against what you used in each hour. Your bill does not record hours, so this is not merely unknown from a bill -- it is unanswerable from one, for anybody, including us.

    Interval data priced against the hourly rate for the same period, hour by hour.

ComEd

The ComEd Distribution Facilities Charge, Explained

On a ComEd commercial bill the demand charge appears as the Distribution Facilities Charge. Here is exactly how it is set: the on-peak window, the flat rate per kilowatt, and the single interval that decides it.

UPDATED SEP 07 2026

On a ComEd commercial account, the demand charge does not appear on the bill under that name. It appears as the Distribution Facilities Charge, on the delivery side of the bill. It follows the general demand-charge mechanism, but ComEd applies a specific set of rules that decide exactly which moment of the month sets it.

What is the Distribution Facilities Charge from ComEd?

It is the delivery line that pays for the wires, transformers and substations between the grid and your meter, and on the bills we have reconciled it is routinely the largest delivery line. ComEd bills it two different ways. Commercial accounts pay per kilowatt of peak demand: in the 2026 filed schedule at Secondary voltage, the base runs from $11.49 to $12.78 per kW depending on delivery class, before riders. Residential accounts pay on volume: one residential bill we reconciled carried the line as 3,048 kWh times 0.06333, a $193.03 charge, and the filed residential rates behind that 0.06333 are further down this page. The bill itself tells you which version you have. A rate in dollars per kW is the demand version, and a rate in cents per kWh is the volumetric one. Most of this page works through the demand version, because that is the one a business can move.

It is billed on demand, not on energy

The Distribution Facilities Charge is not billing the energy you used over the month. It is billing the highest rate at which you drew power, your peak demand, measured in kilowatts over a thirty minute interval. A site can use a modest amount of total energy and still carry a large Distribution Facilities Charge, because the two numbers measure different things.

Because the line reads demand and not energy, the same charge can cost very different amounts per kilowatt hour depending on how much usage sits underneath it. Load factor vs demand charge works that through on a reconciled bill where the demand line cost about twice as much per kWh as the supply did.

Why is the ComEd delivery charge so high?

Because on a business account it is not priced on how much electricity you used. It is priced on your single worst thirty minute interval, and that price barely falls as your business grows.

In the 2026 filed schedule, at Secondary voltage, the base rate runs $12.78 per kW for Medium Load, $12.47 for Large Load, $11.49 for Very Large Load, and $11.63 for Extra Large Load. A site four times the size of another pays roughly the same rate for every kilowatt of peak. The charge scales with the shape of your demand, not the size of your bill, which is why it can feel disproportionate to a month where you did not use much.

Three properties compound that. It is set only inside the nine to six weekday window, so the moment that decides it is a working-hours moment. It is a flat rate, so there is no volume discount to grow into. And because there is no ratchet on the standard commercial classes, the number resets every month, which cuts both ways: one bad afternoon does not follow you into next year, but nothing you did last month helps you this month either.

A residential ComEd bill works differently, and this is where the name causes trouble. The same Distribution Facilities Charge appears on residential accounts billed on volume, not demand. If the line on your bill is a dollar figure per kilowatt, the demand sections of this page apply to you. If it is cents multiplied by kilowatt hours, you are looking at the volumetric version, the next section is yours, and your lever is total consumption rather than peak timing.

If you are not sure which one you are holding, the free ComEd bill reader reads the PDF and tells you. It reports the charge as your bill states it, and on either kind of bill it works out the delivery class by reconciling this line against the filed ratebook rather than asking you to know it.

The residential version, billed on volume

On a home the line prints as kilowatt hours times a rate in dollars per kilowatt hour, and it is usually the largest delivery line on the bill: on one bill we reconciled it read 3,048 kWh x 0.06333 = $193.03, and on the reference bill used across this site it was 1,518 kWh x 0.06333 = $96.13, more than the Customer Charge, the metering charge and the distribution tax line put together.

The rate is set by delivery class, and there are four residential classes, decided by dwelling type and by whether the home has electric space heat. These are the filed base rates on ComEd's 4th Revised Informational Sheet No. 64.1, effective February 6, 2025 under the Illinois Commerce Commission's order in Docket 24-0378:

Residential delivery class 2025 base ($/kWh) 2026 base ($/kWh) Basis
Single Family Without Electric Space Heat 0.05269 0.05698 2026 reconciled to a real bill; 2025 tariff-filed
Multi Family Without Electric Space Heat 0.04025 0.04354 Tariff-filed
Single Family With Electric Space Heat 0.02523 0.02712 Tariff-filed
Multi Family With Electric Space Heat 0.02399 0.02576 Tariff-filed

The rate case moved every class up for 2026, by 8.1 percent for a single family home without electric heat. Homes with electric space heat pay roughly half the rate of homes without, because their delivery cost is spread over far more kilowatt hours. The full filed record for all four residential classes, every delivery charge from 2024 through 2027, is in the ComEd residential delivery service charges.

As with the commercial classes, the base is not the rate on the bill. The sheet prints each base with "& ADJ" beside it, and Informational Sheet No. 64.17 defines the adjustment for this line as the base times the sum of five factors, plus a per-kilowatt-hour distributed generation rebate adjustment. For a single family home without electric heat in the June 2026 billing period the five factors sum to 1.100563 and the rebate adjustment is $0.00062:

$0.05698 x 1.100563 = $0.06271, plus $0.00062 = $0.06333 per kWh

That is the rate both residential bills above printed, and on the reference bill 1,518 kWh at that rate is $96.13, the charge printed, to the cent. The bill reader runs the same reconstruction for all four classes and identifies the home's class by which one reproduces the printed rate, rather than by the label on the bill, which does not say whether the home has electric heat. The 2025 rows are read straight from the filed sheet and no 2025 residential bill has yet been reconciled against them, so they are tariff-filed in the sense the commercial table uses above.

There is no peak to shave on a residential bill. A home has no demand charge, so a battery sold on demand-charge savings is selling a saving that does not exist on this rate; the only lever on this line is how many kilowatt hours you draw.

How is the ComEd demand charge calculated?

First, ComEd measures billed demand as the highest thirty minute demand recorded inside the on-peak window: nine in the morning to six in the evening, Monday through Friday, excluding holidays. Power drawn outside that window does not set the charge, no matter how high it climbs. A spike at eight thirty in the morning, thirty minutes before the window opens, can be the highest reading of the day and still set nothing.

Second, the charge is a flat rate per kilowatt of that billed demand. There is no separate off-peak demand charge, and on the standard commercial delivery classes there is no ratchet carrying a past peak forward. One qualifying interval, priced once, for the month. That second property is worth more than it sounds, because it decides whether a single bad afternoon costs you one month or twelve, and therefore what preventing it is worth.

How to reduce it

This section is for the demand version: a rate in dollars per kilowatt, set by one thirty minute interval inside the nine to six weekday window. If your bill prints this line in cents per kilowatt hour, you have the residential version above. There is no peak to shave on that rate, and a battery sold on demand-charge savings is selling a saving that does not exist there.

On the demand version, the lever is the peak in that window. Shift, stagger, or shave the interval that sets billed demand, and this is the line that moves. A battery or a peak-shave pitch on a ComEd commercial account is a pitch about this charge. Power drawn outside the window, no matter how high, does not set it.

The bill does not name the interval. Interval data does. On the standard commercial classes the charge resets each month: one bad afternoon costs one month, not twelve.

We do not sell batteries and we take no commission. Nothing here promises a saving. Whether a peak-shave project is worth it is a question the interval answers, not this page.

What the rate has looked like

Two numbers set this charge, and a ComEd bill only shows you one of them.

The filed base rate

The base Distribution Facilities Charge is a flat dollar amount per kilowatt, set by delivery class and revised on ComEd's filed schedule. These are the base rates as filed with the Illinois Commerce Commission (Rider RDS, Docket 24-0378):

Delivery class 2025 base ($/kW) 2026 base ($/kW) Basis
Small Load (under 100 kW) 12.71 12.50 Reconciled to real bills
Medium Load (100 to 400 kW) 13.02 12.78 2025 reconciled; 2026 tariff-filed
Large Load 12.72 12.47 Tariff-filed
Very Large Load 11.77 11.49 Tariff-filed
Extra Large Load 11.43 11.63 Tariff-filed

"Reconciled to real bills" means we have matched that base rate against an actual ComEd bill, to the cent. "Tariff-filed" means the rate is read straight from ComEd's filed informational sheet, but we have not yet reconciled a bill in that class. ComEd revises these rates on its own schedule, so the values shown are the rate in effect for the periods we reconciled (2025) and the current filed rate (2026). The full filed record for all eight nonresidential delivery classes, every delivery charge from 2024 through 2027 with each number cited to its sheet, is in the ComEd nonresidential delivery service charges.

The rate you actually pay

The base rate is not the rate on your bill. ComEd layers delivery-service adjustment riders on top of it, so the effective per kilowatt charge runs higher. On the accounts we reconciled, the measured demand matched the billed demand exactly and the charge matched within ComEd's own rounding:

  • A Small Load account on a 2025 bill paid about $14.59 per kW all in, on a $12.71 base. A 40.91 kW peak produced a $596.88 Distribution Facilities Charge.
  • A Medium Load account on a 2025 bill paid about $14.92 per kW. A 242.57 kW peak produced a $3,619.14 charge.
  • A Small Load account on a 2026 bill paid about $12.93 per kW under the restructured bill format. A 46.20 kW peak produced a $597.37 charge.

The gap between the filed base and the rate you pay is not an error. It is the delivery-service riders doing their work, quietly, on a line the bill never itemizes for you. The rate itself is rarely the surprise. The surprise is that a single interval, often half an hour long, sets a line that can rival the entire energy cost for the month, and the bill shows only the result, never the interval that produced it.

On 2026 bills the riders are no longer quiet. The rate case that set these rates also restructured how they are printed, so what used to be one delivery line is now several. That is why a 2026 bill can look more expensive than a 2025 one at the same effective rate.

Find the interval that set yours

The bill gives you the Distribution Facilities Charge as a finished number. The interval data behind it holds the thirty minutes that actually set it. You can reconstruct that on your own ComEd bill, reconciled to the cent, with the free demand charge tool. We do not sell energy and we take no commission. The tool exists to make the charge legible, nothing more.

To see it already done, we reconciled six real ComEd commercial bills to the meter, and refused to reconcile a seventh whose data did not match.

The Distribution Facilities Charge is the largest delivery line on most bills, but it is not the only one. Every other line on a ComEd bill covers the rider and adjustment block underneath it, each one reconciled against the filed tariff, including which two of them can actually be avoided.

If you are deciding whether to act on that charge, a battery for peak shaving being the common case in Illinois now, start with the bill: the free bill reader reads your ComEd bill PDF, rebuilds every charge, checks it against what ComEd printed, and offers to request the interval data that shows your real peaks. It is free, and we take no commission.