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Read your electric bill, line by line

Every charge rebuilt and traced to the filed tariff, down to the block of eight or nine rider lines most people never read, and the questions the bill cannot answer, named. A ComEd bill is read to the cent today. Any other electric bill is read as far as the reader can take it, and it says so where it cannot.

It must be the PDF from your utility, not a photo or a scan: a picture of a bill has no text in it for us to read. On ComEd.com it is under Billing, then bill history, then download. On a phone, download that same PDF and upload the file.

Read once, never stored, nothing sold. A layout our reader cannot handle is read once by our AI provider and discarded the same way. Privacy notice.

SampleA real ComEd home bill with the numbers changed, not yours. Sixteen charge lines in three sections, each of which has to add up to its own printed subtotal before anything else is claimed.

Residential ComEd bill / Residential - Single

What a bill like yours proves

May 1, 2026 to Jun 2, 2026 (32 days)

16 lines read, 11 recompute to the cent from their own printed rate, 4 checked against filed records (ComEd filed ratebook, ICC posted price to compare).

All 16 charge lines, read, and they add up to $281.06

ChargeQuantityRateAmountFiled
Supply
Electricity Supply ChargePrice to compare1,518 kWh$0.08677$131.72$0.10399 with transmission ICC posting
Transmission Services ChargePrice to compare1,518 kWh$0.01722$26.14$0.10399 with supply ICC posting
Purchased Electricity Adjustment$3.49
Delivery
Customer ChargeDoes not move$15.50$15.39 of $15.50 filed ratebook
Standard Metering ChargeDoes not move$3.87$3.87 filed ratebook
Distribution Facility Charge1,518 kWh$0.06333$96.13$0.06333 filed ratebook
IL Electricity Distribution Charge1,518 kWh$0.00128$1.94$0.00128 filed ratebook
Taxes, fees and credits
Environmental Cost Recovery Adj1,518 kWh$0.00009$0.14
Renewable Portfolio Standard1,518 kWh$0.00516$7.83
Coal to Solar and Energy Storage Fund1,518 kWh$0.00009$0.14
Zero Emission Standard1,518 kWh$0.00087$1.32
Carbon-Free Energy Resource Adj1,518 kWh$-0.01344-$20.40
Energy Efficiency Programs1,518 kWh$0.00369$5.60
Energy Transition Assistance1,518 kWh$0.00084$1.28
Low Income Discount Recovery$1.35
State Tax$5.01
Total$281.06

Every rate here is filed with the Illinois Commerce Commission and is the same for everyone on this rate. Every line on a ComEd bill, explained.

Every line on your bill was extracted and re-added. The computed total matches the Service Period Total ComEd printed, which is how you know nothing was missed or misread.

How, and the source
How
sum of 16 line items = $281.06 = printed total
Source
Your bill, charge details section

What this bill settles

You are on ComEd's Single Family Without Electric Space Heat delivery class

We did not take this from the label on your bill, which does not say whether the home has electric space heat. We rebuilt the Distribution Facilities rate for all four residential delivery classes we hold and found the one whose rate matches the rate printed on your bill. We do not hold ComEd's rules for which class a customer belongs in, so this is the class you are billed on, not a check that it is the right one.

How, and the source
How
printed $0.06333/kWh matches Single Family Without Electric Space Heat in the June 2026 billing period
Source
ComEd filed ratebook, matched to your bill

Price to compare: 10.399 c/kWh; you paid 10.629 c/kWh

ComEd printed a price to compare of 10.399 cents per kWh. Your supply and transmission rates add to 10.399 cents, which is the same number -- consistent with being on ComEd's default supply rather than a retail supplier. What you actually paid for supply was 10.629 cents per kWh, because the price to compare excludes the purchased electricity adjustment and your bill includes it.

How, and the source
How
supply $0.08677 + transmission $0.01722 = 10.399 c/kWh vs printed 10.399 c/kWh
Source
Your bill, supply section and the price-to-compare notice

You have no demand charge, so peak shaving saves you nothing on delivery

Your delivery charges are billed entirely on how much energy you use, not on how fast you use it. Cutting a short spike in your usage would not reduce this bill by a cent. Anyone selling you a residential battery on demand-charge savings in ComEd territory is selling a saving that does not exist on this rate.

How, and the source
How
Distribution Facilities Charge billed per kWh, not per kW
Source
Your bill, delivery section

Also on this bill

Supply $161.35 / Delivery $117.44 / Taxes, fees and credits $2.27

What you paid to buy the electricity, what you paid to have it delivered, and what you paid in taxes, fees and credits. Each section was re-added against its own printed subtotal.

How, and the source
How
Supply: lines sum to $161.35 vs printed $161.35; Delivery: lines sum to $117.44 vs printed $117.44; Taxes, fees and credits: lines sum to $2.27 vs printed $2.27
Source
Your bill, charge details section

The ICC posted 10.399 c/kWh for June 2026, the price your bill printed

The Illinois Commerce Commission posts ComEd's residential price to compare every month, and for June 2026 it posted 10.399 cents per kWh, the same figure your bill printed. That is a check against a source other than the bill itself. Your bill covers May 1, 2026 to June 2, 2026. ComEd's posted price rose from 9.660 (May 2026) to 10.399 (June 2026), and your supply lines were billed at the later figure for the whole period. On your 1,518 kWh the difference between the two postings is $11.22. A year earlier, June 2025's posting was 10.028, so this price is 0.371 cents higher than the same month last year. The ICC also posted the purchased electricity adjustment for June 2026 at 0.230 cents per kWh; the adjustment on your bill works out to 0.230 cents per kWh on the same 1,518 kWh, which agrees.

How, and the source
How
printed 10.399 c/kWh = ICC posting for 2026-06; (10.399 - 9.660) c/kWh x 1,518 kWh = $11.22; PEA $3.49 / 1,518 kWh = 0.230 c/kWh vs posted 0.230
Source
Illinois Commerce Commission, Historical Prices to Compare for ComEd, retrieved 2026-08-31; residential non-space-heat class

All-in rate: 18.52 cents per kWh

Everything on the bill divided by the energy you used. This is the number to use when comparing against anything quoted in cents per kWh.

How, and the source
How
$281.06 / 1,518 kWh = 18.515 c/kWh
Source
Your bill

13 months of usage, from 1,259 to 2,894 kWh a month

Your highest month was August at 2,894 kWh; your lowest was May at 1,259 kWh. That is a 2.3x swing across the year.

How, and the source
How
max 2,894 / min 1,259 = 2.30x
Source
Your bill, the usage graph

What your bill cannot tell you

A monthly statement does not contain the data to answer these.

  1. When did you actually use the electricity?

    Your bill resolves your usage to 13 monthly totals. A month is roughly 2,900 half-hours, and the bill collapses all of them into one number. Nothing on it distinguishes 3am from 3pm.

    Interval data: your usage every 15 or 30 minutes.

  2. What is your peak demand, and when does it happen?

    Residential bills do not measure demand at all. Your meter records it, but nothing on the bill reports it. It is the number that decides whether a battery or a service upgrade is sized correctly.

    Interval data: the maximum interval, with its timestamp.

  3. What does your always-on floor cost you?

    Every building has a base load that never switches off. It is typically the largest single line in an annual energy bill and it is the one nobody ever decided to buy. The bill cannot separate it from everything else, because it never sees your usage at rest.

    Interval data: the overnight trough is the floor, and we already compute it.

  4. Would a different rate have been cheaper?

    ComEd's hourly pricing rate settles against what you used in each hour. Your bill does not record hours, so this is not merely unknown from a bill -- it is unanswerable from one, for anybody, including us.

    Interval data priced against the hourly rate for the same period, hour by hour.

The price to compare,
every month since 2017

ComEd's residential Price to Compare, exactly as the ICC has posted it. The number every supplier offer is measured against.

117 months on record

Price to ComparePurchased Electricity Adjustment, Rate BES customers onlyThe Price to Compare is defined as excluding the adjustment, so a customer on ComEd's default supply pays both lines. What the adjustment is, and every filed value.

The full record as a table, one row per posted rate

Price to Compare only. The adjustment is refiled monthly and does not hold across a posted window.

Posted windowPrice to CompareChange
Jun 2026 to Sep 202610.399 cents per kWh+0.739¢
Jan 2026 to May 20269.66 cents per kWh-0.029¢
Oct 2025 to Dec 20259.689 cents per kWh-0.338¢
Sep 202510.027 cents per kWh-0.001¢
Jun 2025 to Aug 202510.028 cents per kWh+3.476¢
Jan 2025 to May 20256.552 cents per kWh+0.082¢
Nov 2024 to Dec 20246.47 cents per kWh-0.142¢
Oct 20246.612 cents per kWh-0.238¢
Aug 2024 to Sep 20246.85 cents per kWh-0.052¢
Jul 20246.902 cents per kWh+0.002¢
Jun 20246.9 cents per kWh+0.052¢
Jan 2024 to May 20246.848 cents per kWh-0.024¢
Oct 2023 to Dec 20236.872 cents per kWh+0.073¢
Sep 20236.799 cents per kWh-0.010¢
Jun 2023 to Aug 20236.809 cents per kWh-2.856¢
Jan 2023 to May 20239.665 cents per kWh-0.100¢
Oct 2022 to Dec 20229.765 cents per kWh-1.284¢
Sep 202211.049 cents per kWh+0.008¢
Jun 2022 to Aug 202211.041 cents per kWh+3.232¢
Jan 2022 to May 20227.809 cents per kWh+0.032¢
Oct 2021 to Dec 20217.777 cents per kWh+1.001¢
Jun 2021 to Sep 20216.776 cents per kWh-0.293¢
Jan 2021 to May 20217.069 cents per kWh+0.002¢
Oct 2020 to Dec 20207.067 cents per kWh+0.594¢
Jun 2020 to Sep 20206.473 cents per kWh-0.702¢
Jan 2020 to May 20207.175 cents per kWh-0.049¢
Oct 2019 to Dec 20197.224 cents per kWh+0.501¢
Sep 20196.723 cents per kWh-0.002¢
Jun 2019 to Aug 20196.725 cents per kWh-0.494¢
Jan 2019 to May 20197.219 cents per kWh-0.073¢
Oct 2018 to Dec 20187.292 cents per kWh-0.064¢
Sep 20187.356 cents per kWh-0.002¢
Jun 2018 to Aug 20187.358 cents per kWh+0.163¢
Jan 2018 to May 20187.195 cents per kWh+0.046¢
Oct 2017 to Dec 20177.149 cents per kWh+0.257¢
Jun 2017 to Sep 20176.892 cents per kWh+0.574¢
Jan 2017 to May 20176.318 cents per kWhstart of record

ComEd residential Price to Compare, currently 10.399 cents per kilowatt hour, effective since Jun 2026 and posted through Sep 2026. Since Jan 2017 the rate has ranged from 6.318 cents (Jan 2017) to 11.049 cents (Sep 2022). Plotted alongside it is the Purchased Electricity Adjustment, which applies to customers on ComEd's default Rate BES supply and is excluded from the Price to Compare by definition. It is refiled monthly rather than held, and over the same record it has ranged from -1.785 cents (Oct 2024) to 8.166 cents (May 2026), sitting below zero as a credit in 73 of 117 months. Source: ICC, Plug In Illinois. Not affiliated with ComEd.

ComEd

Why Are Illinois Electric Rates Going Up? The Posted ComEd Record, Month by Month

ComEd's posted supply rate went from 6.552 to 10.028 cents per kWh in June 2025 and to 10.399 in June 2026, the capacity charge inside it rose 21 percent, and the delivery side is on a filed multi-year plan. Every number from the ICC's own postings and two bills reconciled to the cent. No forecast.

UPDATED AUG 30 2026

The chart above is the reason this page can answer the question instead of guessing at it. It is ComEd's residential Price to Compare, the posted supply rate, for every month the Illinois Commerce Commission has published since January 2017. Two resets on that chart account for most of what people are feeling: June 2025, when the rate went from 6.552 to 10.028 cents per kWh, and June 2026, when it went from 9.660 to 10.399. This page goes through what those numbers are, what sits inside them, what moved on the delivery side at the same time, and what it all came to on a real ComEd bill we reconciled to the cent.

Everything here is a posted or filed figure or a reconciled bill. Nothing is a forecast. The page covers ComEd, whose record we hold in full; Ameren Illinois is posted on the same ICC publication but is not charted or discussed here.

The supply rate did most of it, in two steps

ComEd's supply rate is not set by ComEd. It is the cost of energy and capacity bought under a state procurement plan, passed through with no markup under the filed Rider PE, and posted by the ICC each month as the Price to Compare. It resets at the procurement boundaries in June and October, with small drifts in between. Here is the record for the last three summers, straight from the posting:

posted month Price to Compare, cents per kWh change at the reset
June 2024 6.900
May 2025 6.552
June 2025 10.028 up 3.476 cents, about 53 percent
October 2025 9.689 down 0.339
January 2026 9.660
May 2026 9.660
June 2026 10.399 up 0.739 cents, about 7.7 percent
August 2026 10.399

June 2025 is the step. In one reset the posted rate rose by more than half, and it has stayed within a cent of that level since. June 2026 added another 0.739 on top. From June 2024 to June 2026 the posted supply rate rose 3.499 cents per kWh, about 51 percent.

On a home using 1,518 kWh in a month, the reference bill on this site, the June 2024 to June 2026 difference on the supply and transmission lines alone is 3.499 cents times 1,518 kWh, which is $53.11 a month. That is arithmetic on two posted figures and one measured kWh, not a projection of anyone's bill.

What is inside the number that rose

The Price to Compare bundles two things a supply rate has to cover: the energy itself, and the generating capacity that has to stand ready for the region's peak hours. ComEd's filed tariff lists both among the "component services" it procures, and it is the capacity piece that explains why the step was so large and why it has not gone back down.

Capacity is priced by PJM, the regional grid operator, for each planning year that runs June through the following May, and ComEd publishes the resulting Monthly Capacity Charge with the ICC as Informational Sheet No. 4. That published charge appears as its own line for customers on Hourly Pricing and is folded invisibly into the Price to Compare for everyone else. The periods on file:

billing months published Monthly Capacity Charge, dollars per kW-month
June to August 2025 8.33100
September to December 2025 8.31935
January to May 2026 8.32925
June 2026 to May 2027 10.11236

The June 2026 step in that table is about 21 percent, and it lands on the same date as the June 2026 Price to Compare reset. Both figures are set for a planning year at a time, which is why the increases arrive in June and hold rather than drifting month to month.

The Purchased Electricity Adjustment is the small monthly line that trues the posted rate up or down against what the energy actually cost. It is posted alongside the Price to Compare, and on the reference bill it was 0.230 cents per kWh for June 2026, matching the posting. It moves every month and it is why two bills on the same Price to Compare can differ by a few dollars.

The delivery side is on a filed schedule of its own

The other half of the bill is delivery, ComEd's regulated charge for the wires, and it does not wait for June. Delivery rates are set by ICC order. The current sheets are filed under Docket No. 24-0378, a multi-year rate plan, and they print a column for each of 2025, 2026 and 2027, each followed by "& ADJ" for the adjustment factors that turn the printed figure into the rate a bill applies. For the residential class the 2026 column is higher than the 2025 column on both the Customer Charge and the Distribution Facilities Charge, and the 2027 column is already on file.

What that produced on an actual bill: the reference home's May 1 to June 2, 2026 bill carried a Customer Charge of $15.50 and a Distribution Facilities Charge of 6.333 cents per kWh, which came to $96.13 on 1,518 kWh. The Distribution Facilities Charge reconciled to the filed 2026 rate and its adjustment factors to the cent. The Customer Charge is checked against the bill rather than the tariff: the filed $13.26 with its factors, plus the $0.80 Energy Assistance Charge ComEd folds into the line, account for $15.39 of the $15.50 printed, and the remaining eleven cents is not on a filed sheet we hold. The delivery section as a whole was $117.44 of a $281.06 bill.

So the honest answer to "why are rates going up" has two parts moving on two calendars: a supply rate that steps at the June procurement boundary, and a delivery rate that steps at the calendar year under a rate order. A bill that rose in June is mostly the first. A bill that rose in January is mostly the second.

What it came to on one reconciled bill

Structure is abstract until it lands on a bill, so here is the one we hold in full. A single-family home in ComEd territory, service from May 1 to June 2, 2026, 1,518 kWh, on ComEd's default supply.

Supply section (Electricity Supply Charge, Transmission Services Charge, Purchased Electricity Adjustment) $161.35
Delivery section (Customer Charge, Standard Metering Charge, Distribution Facilities Charge, IL Electricity Distribution Charge) $117.44
Taxes, fees and credits (nine rider lines and state tax, netting out) $2.27
Total $281.06
All-in cost per kWh 18.52 cents

The bill printed a Price to Compare of 10.399 cents, the ICC's posting for June 2026, and the two agree. The bill's own 13-month usage graph shows June 2025 at 1,519 kWh and June 2026 at 1,518 kWh, the same usage to within one kilowatt hour. The posted rate for June 2025 was 10.028; for June 2026, 10.399. So the difference between those two Junes on this house is 0.371 cents times 1,518 kWh, which is $5.63 on the supply line, with usage flat. Against May 2025, before the big reset, the same 1,518 kWh at 6.552 would have priced the supply and transmission lines $52.77 lower.

That is what "rates going up" looks like on one bill: the same house, the same June, and about $53 a month more on the supply half than two summers earlier, most of it from a single reset.

What does not explain it

Three things get blamed that the record does not support.

Your usage. On the reference bill it was flat year over year. Whether yours is flat is printed on your own bill's usage graph, and a ComEd bill that went up should be checked against that graph before anything else.

ComEd raising its supply price. ComEd does not set the supply price and does not earn a margin on it; Rider PE recovers the procured cost "with no mark-up or return." The rate rose because the procured cost of energy and capacity rose. Whether ComEd is a monopoly is a fair question, and the answer is that it is one on the delivery half and a pass-through on the supply half.

A supplier switch fixing it. A retail supplier's offer replaces the supply section and leaves the delivery section alone. Whether an offer beats the posted rate is a comparison against 10.399 on the same window, and the Price to Compare page keeps that number current.

Check your own bill against the posting

The chart above is the record. The free ComEd bill check reads a bill PDF and checks the Price to Compare it printed against the ICC's posting for the months the bill covers, states the dollar difference when a bill straddles a reset, and compares the posting to the same month a year earlier. It shows what changed in the rate and what changed in the usage, which is the split this whole question turns on.

Why did Illinois electric rates go up in June 2025?

ComEd's posted Price to Compare reset from 6.552 to 10.028 cents per kWh on June 1, 2025, an increase of about 53 percent, the largest step in the posted record since 2017. The Price to Compare is the procured cost of energy and capacity passed through at cost, and the capacity component is set per PJM planning year, which begins in June.

Did ComEd rates go up again in 2026?

Yes. The posted Price to Compare went from 9.660 to 10.399 cents per kWh on June 1, 2026, about 7.7 percent, and the published Monthly Capacity Charge inside it rose from 8.32925 to 10.11236 dollars per kW-month, about 21 percent. On the delivery side, the 2026 column of the filed rate sheets is higher than the 2025 column for the residential customer charge and distribution facilities charge.

Is ComEd making more money when the rate goes up?

Not on supply. The filed Rider PE recovers the cost of procured power with no markup or return. ComEd's regulated return is on the delivery side, set by ICC rate order.

Will rates go up again?

This page does not forecast. The next scheduled reset of the Price to Compare is October 1, 2026, and the 2027 delivery column is already filed under Docket 24-0378. What either will come to on a bill is not known until it is posted, and the chart above adds each month as the ICC posts it.

Does this apply to Ameren Illinois customers?

The ICC posts a Price to Compare for Ameren Illinois on the same publication, but this page charts and discusses ComEd only.